Senior Director, Credit Risk-1439

Comcast brings together the best in media and technology. We drive innovation to create the world's best entertainment and online experiences. As a Fortune 50 leader, we set the pace in a variety of innovative and fascinating businesses and create career opportunities across a wide range of locations and disciplines. We are at the forefront of change and move at an amazing pace, thanks to our remarkable people, who bring cutting-edge products and services to life for millions of customers every day. If you share in our passion for teamwork, our vision to revolutionize industries and our goal to lead the future in media and technology, we want you to fast-forward your career at Comcast.

Job Description

DUTIES:                            Provide executive leadership for all aspects of credit risk management at Comcast, ensuring alignment with corporate strategy and business objectives; develop and implement strategic plans for the credit risk department to increase subscribers, drive sales, and mitigate credit risk; oversee the creation and management of advanced credit scoring models utilizing artificial intelligence and machine learning to enhance risk assessment accuracy; lead the integration of technology and API solutions to streamline credit risk processes and improve decision-making capabilities; serve as the primary owner of Comcast's credit risk policy governing device financing and line offerings within Xfinity Mobile and Comcast Business Mobile; ensure compliance with federal and state fair lending, fair debt, and collection laws in all credit strategy enhancements; produce and manage monthly and quarterly credit risk updates through advanced analytics and predictive modeling techniques; conduct quantitative and qualitative analysis of financial data to generate actionable insights that align with business objectives; collaborate with credit bureaus to optimize credit check strategies for core and XM lines of business; evaluate proposals for enhancements in credit risk assessment methodologies, incorporating advancements in AI and machine learning; work closely with product management teams to integrate credit risk considerations into new product offerings that are business critical for growth; identify consumer experience issues in collaboration with technology teams, recommending AI-driven solutions for improvement; train and mentor the credit risk team on analytical tools, statistical analyses, and machine learning applications to enhance performance; lead cross-functional committees focused on adopting innovative technologies in credit risk management; contribute to annual department budgets while considering technology investments and AI initiatives; stay updated on developments in credit risk management, artificial intelligence, and machine learning to continuously enhance organizational capabilities; prepare comprehensive reports on credit activities for management and regulatory bodies, ensuring compliance with relevant regulations; develop and implement value-at-risk segmentation strategies that inform collections prioritization, ensuring high-risk accounts receive appropriate attention and resources; and assist FP&A teams in developing financial forecasts and bad debt projections to support strategic planning and resource allocation. Position is eligible to work remotely one or more days per week, per company policy.

REQUIREMENTS:            Bachelor’s degree, or foreign equivalent, in Business Management, Analytics, Finance, Economics, or a related quantitative field, and seven (7) years of experience managing, developing, and implementing risk strategies, initiatives, and operations by analyzing and modeling data and managing databases using SQL; conducting data analysis and developing risk models using SAS; of which five (5) years includes performing predictive modeling and analytics; using Hadoop for data and attribute wrangling; producing data visualizations and developing reports using Excel; of which one (1) year includes managing and maintaining risk strategies using third party risk management solutions, including Experian Strategy Design Studio (PowerCurve).

Disclaimer: This information has been designed to indicate the general nature and level of work performed by employees in this role. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications.

Comcast is an equal opportunity workplace. We will consider all qualified applicants for employment without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, veteran status, genetic information, or any other basis protected by applicable law.

Skills:

Risk Models; Excel; SQL Databases

Base pay is one part of the Total Rewards that Comcast provides to compensate and recognize employees for their work. Most sales positions are eligible for a Commission under the terms of an applicable plan, while most non-sales positions are eligible for a Bonus. Additionally, Comcast provides best-in-class Benefits to eligible employees. We believe that benefits should connect you to the support you need when it matters most, and should help you care for those who matter most. That’s why we provide an array of options, expert guidance and always-on tools, that are personalized to meet the needs of your reality - to help support you physically, financially and emotionally through the big milestones and in your everyday life. Please visit the compensation and benefits summary on our careers site for more details.